Have you been injured recently and found it hard to work? No matter what your employer suggests, know your rights and eligibility for disability claims. We break down what makes an individual eligible for compensation.
Know Your Rights
If you have a medical condition that makes it difficult for you to work, you are not alone. You may be able to apply for social security disability insurance (SSDI) to help you recover financially. This insurance can help you pay your bills while you are unable to work. If you are diagnosed with a medical condition that makes you unable to work, it is essential to know about your rights and how to apply for SSDI.
Social Security Disability Insurance (SSDI) is a federal insurance program that provides monthly payments to disabled workers and their families. If you become disabled before reaching retirement age, you may qualify for Social Security Disability Insurance benefits.
If you are under the age of 65 and disabled, then you may be eligible for SSDI benefits based on your work history and income. For example:
Suppose your illness or injury prevents you from working full-time for a year—or longer—and it's expected to last at least 12 months. In that case, you may qualify for disability benefits from the Social Security Administration (SSA).
Medical Conditions That Qualify
It can be challenging to understand if your particular condition qualifies for disability, but there is an extensive list. The Social Security Administration states that a severe medical impairment that hinders or outright prevents a person from working qualifies. The important thing to note is that these conditions compromise physical and mental impairments.
What type of conditions can qualify? Well, here are a few examples:
COPD
Diabetes
Stroke
Epilepsy
You may wonder how conditions affecting mental health qualify, and there are guidelines for these conditions. Individuals with Neurocognitive disorders, depressive-related disorders, anxiety, and other issues may qualify for SSDI. Just like physical conditions, evaluation of mental conditions must show that these disorders are severely impacting your ability to work.
Following Guidelines For Claims
To qualify for Social Security Disability Insurance (SSDI), you must have a medical condition preventing you from doing any work. However, you must also have some prior work experience. The credits needed for your claims are clearly stated on the forms and, unfortunately, are not negotiable. To prove your working status, typically, tax returns and other legal documents showing proof of work will help file your claim.
You usually need to have worked five of the last ten years to qualify for disability benefits. Suppose you are under 50 years old and have not worked enough years (called “quarters of coverage”). In that case, you can still qualify if you can show that your inability to work is due to a medically determinable physical or mental impairment(s).
We Are Here To Help
Despite knowing what you need to do to file your claim, filing a claim can be overwhelming., The legal language and documents needed can be challenging for just one person. We will help you navigate the legal process of filing claims to make things easier.
We know the ins and outs of appeals, alongside compassionate benefit claims to get you the compensation you deserve.
Rubin & Badame, Attorneys at Law, P.C. is is here for you when you call (610) 595-4917 today.